If you’re feeling a little bit overwhelmed by the amount of debt you’re in, then you might want to use a computer software to help get rid of the debts. Being organised with your finances can make a huge difference to your life, and even if your debts aren’t that huge, keeping track of them and managing them properly can make everything much easier. Many people don’t even know the exact amount of debt that they are in, and even more people don’t quite understand how the interest works and how much interest they are actually being charged. Because of this, the feeling of being overwhelmed by your debts often gets in the way, and this can lead to panic, anxiety and even depression. If you want to manage your debts from the comfort of your home and be able to easily reduce your payments, there are many ways you can do it, including buying some good software. Here are some great computer software which will help you to manage your debts.
1. ZilchWorks
ZilchWorks is a very popular computer software which allows you to create and personalise a payment plan for your debts. If you visit the website, you can see the pie charts which show statistics of how much money users of ZilchWorks have been able to save by using this software. Many users have been able to save a thousand dollars or more, which can be used towards holidays, shopping trips or simply go into your savings account. Apart from
being able to manage your money more efficiently, you can also benefit from knowledge and expertise of the advisors. Another great thing about this software is that everything is very private and secure, so you don’t have to worry about any of your information being shared with anybody else on the internet.
2. Debt Quencher
Debt Quencher is a computer software which works particularly well for credit card debt, although you can use it for other forms of debt too. It doesn’t cost very much to purchase, but it can really help you to save a lot of money when it comes to paying off your debts and loans and avoiding higher interest costs. Instead of having to look for a good debt management program , you can pay a small fee for some software that you can manage yourself from the comfort of your home. Simply enter your debts, choose a plan and then follow the plan in order to see some great results. With the great “what if” feature, you can see what would happen if you paid off certain amounts for each month. Apart from letting you choose the payment plan you want, Debt Quencher will recommend the best one for you, taking into account the
amount you owe, the interest rate and other factors.
3. Debt Trakker
If you’re trying to manage your personal debt, Debt Trakker is a good
software to use for your computer at home. This is also a great software for businesses and other types of organisations, since there are others types of plans for debt which is not personal debt. With Debt Trakker, you have to pay a one-off fee to use the software, and then you can work out plans and payment methods. You can read
a wide range of reports on your finances, and if you’re running a business, you can keep a track of the debts that you owe and the debts that your clients owe to you. You can view detailed spreadsheets of all the financial information that you’ve entered, and it makes it easy to see on one screen all the different categories and information that you need to know.
4. Debt Manager
Debt Manager is a good software which comes with loads of great features to help you manage any sort of debt. You can view financial statements, reports of missed payments (particularly good if you’re running a business and people have missed payments to your business) and individual case management. The costs vary depending on what kind of plan you want, but for the type of features and support that you can get, but many users of this software seem to think that it’s great value for money.